Maid Insurance
Now that you have found the right helper to your family, or that you are renewing her permit for a second term, it is important that you select the right maid insurance package to protect yourself from liability as an employer.
Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium.
Contact Insurance Broker
AWG INSURANCE
Tel: +65 6294 6688
Fax: +65 6282 6188 / 6223 4133
WhatsApp: +65 9113 6766
Email: maid@awginsurance.com
Advantages in Signing with AWG
In terms of application processing, we do the online transmission to ministry of manpower.
Employers can directly check its status at work permit online the next working day. Once approved, they can arrange the maid to enter Singapore. Meanwhile for renewal case, employer can proceed straight away to renew online.
- Waiver of counter indemnity
- 10% promo discount (AWG10)
- 100% refund if you need to return your maid to the employment agency or send back to her home country within first 30 days of cover
- Online purchase available
- No additional processing fee
What We Provide
Domestic Helper's Liability
Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.
Daily Wages & Levy Reimbursement
If your domestic helper is hospitalised, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.
Outpatient Expenses
Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.
Re-Hiring Expenses
This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.
Special Grant
Covers funeral expenses that is payable to your domestic helper's family.
Damage or Theft of Maid's Personal Belongings
Theft or damages to your domestic helper's personal belongings will be covered under this benefit.
Plan Choices
More to what we offer, you are protected with the following benefits under our Basic Plan A Package. You may also choose to upgrade the following covers if you opt for a Better Plan B or C Package:
| Section | Type of Cover | Plan A | Plan B | Plan C |
| 1 | Insurance Guarantee | $5,000.00 | $5,000.00 | $5,000.00 |
| 2 | Personal Accident | |||
| a. Accidental Death | $60,000.00 | $60,000.00 | $60,000.00 | |
| b. Permanent Disablement | As per Permanent Disablement scale | |||
| c. Outpatient Expenses Due to Accident | $1,250.00 | $2,500.00 | $3,750.00 | |
| 3 | Repatriation Expenses | $10,000.00 | $10,000.00 | $10,000.00 |
| 4 | Hospital & Surgical Expenses | $15,000.00 | $20,000.00 | $25,000.00 |
| 5 | Wages & Levy Compensation (Max: 30 days) | $50 per day | $50 per day | $50 per day |
| 6 | Special Grant | $2,000.00 | $2,000.00 | $2,000.00 |
| 7 | Re-Hiring Expenses | $500.00 | $750.00 | $1,000.00 |
| 8 | Abuse by Maid | $5,000.00 | $5,000.00 | $5,000.00 |
| 9 | Liability to Third Party | $3,000.00 | $4,000.00 | $5,000.00 |
| 10 | Damage or Theft of maid's Personal Belongings | $300.00 | $400.00 | $500.00 |
| 11 | Ambulance Fees | $300.00 | $300.00 | $300.00 |
| Premium (Including 7% GST) | ||||
| 14 Months | $180.83 | $235.40 | $277.13 | |
| 26 Months | $235.40 | $318.86 | $374.50 | |
| Optional Cover (Add-Ons) | ||||
| Option | Type of Cover | Sum Insured | Premium (Including 7%) | |
| 1 | Indemnity Buy Back Waiver of Indemnity for the forfeiture of $5000 security deposit to Ministry of Manpower, in the event the forfeiture is due to breach of conditions by the insured Maid. | Indemnity Buy Back | $5,000.00 | $53.50 |
| 2 | Daily Hospital Cash $20/day for each completed twenty-four hour period the Insured Maid is confined in a Hospital in Singapore (maximum 15 days) | Waiver of Indemnity for the forfeiture of $5000 security deposit to Ministry of Manpower, in the event the forfeiture is due to breach of conditions by the insured Maid. | $20.00 | $6.42 |
| 3 | Child/Elder Care Allowance $30/day for expenses incurred for hiring or engaging in childcare or elderly care services (maximum 15 days) | $30.00 | $21.40 |