Hospital and Surgical Insurance
Hospital and Surgical Insurance is the policy that pays for inpatient hospitalisation bills. Some of the inpatient hospitalisation expenses covered are as follows:
Hospital Miscellaneous Charges
On top of the above, it is common for the policy to extend covers some non inpatient expenses.
- Outpatient Kidney Dialysis
- Outpatient Cancer Treatment
- Accidental Dental Treatment
- Special Grant
In most Group Employee Benefits Insurance, the Hospital and Surgical Coverage is the main product to be arranged. The other benefits such as Major Medical, GP Outpatient, Specialist Outpatient, Dental, all act as a rider to the Hospital and Surgical Cover.