At AWG Insurance Brokers, we know that close and effective relationships matter and we are committed to a long-term relationship as your trusted insurance broker.

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AWG Insurance Brokers Pte Ltd Data Use Statement

Your privacy is important to us and we are committed to ensuring that our collection, use and/or disclosure of your personal data is in compliance with the Personal Data Protection Act 2012, its subsidiary legislation and the guidelines issued by the Personal Data Protection Commission.
This Data Use Statement set outs how your personal data may be collected, used, and/ or disclosed by us. For the purposes set out below, it may be necessary to collect, use and/or disclose personal data about your beneficiaries, trustees, nominees, dependents, assignees, assureds, or guarantors (where applicable) as well (your personal data and such other personal data to be collectively referred to as the “Personal Data”).

Collection of Personal Data

We may collect the Personal Data in the following ways:

  1. when any form is completed and submitted to us with your consent in relation to any product or service offered by us, whether in hard copy or electronic copy through web or mobile applications and whether an insurance policy is issued or not;
  2. in the course of any communication or exchange between you and us in relation to any product or service offered by us, including face-to-face exchanges, telephone calls, letters, fax and e-mail;
  3. when you visit or access our website or provide any information through our website or web or mobile applications;
  4. when we receive information from third parties such as your employer, medical practitioners, hospitals, clinics, motor workshops, travel agencies, employment agencies, accountants, lawyers, banks, etc;
  5. when you participate in any events organized by us such as recruitment fairs, functions, seminars, and contests;
  6. from cookies, or other technology deployed for the collection of statistical data on our website, web and mobile applications; and
  7. images, photographs, videos, CCTV footage or voice recordings.
Use of Personal Data

We may use the Personal Data for the following purposes:

  1. evaluating financial needs for the purposes of providing recommendations of products and services offered by/through us;
  2. assessing and processing any application or request received by us in relation to any product or service offered by/through us;
  3. verifying and validating identity;
  4. underwriting risks in relation to a contract of insurance;
  5. requesting and collecting premiums, payments, or debts;
  6. reviewing, assessing and/ or processing insurance claims;
  7. making payments;
  8. providing communication in relation to any product or service offered by/through us, including policy updates, changes in applicable terms or conditions, status of policy, etc;
  9. administering, maintaining, managing and operating the products and services offered by/through us;
  10. promoting the products and services offered by/through us;
  11. conducting market and actuarial research and analysis to help us improve the products or services offered by us or to develop new products or services;
  12. managing our administrative and business operations;
  13. facilitating our management of business or commercial risks;
  14. insuring or reinsuring our risks;
  15. performing or updating transactions on your account;
  16. maintaining the security of our premises (including the use of security cameras);
  17. provision of training to our employees or financial adviser representatives;
  18. facilitating any business transactions, including corporate restructuring, mergers, acquisitions, or asset disposals;
  19. in the course of legal proceedings;
  20. investigating or addressing feedback or complaints received;
  21. reporting, preventing, detecting and investigating potential unlawful or improper activity, including suspicious transactions, fraud and money-laundering;
  22. delivery or mailing of certificates, correspondence, statements, invoices, reports or notices to you which may disclose certain personal data about you on the envelopes/mail packages;
  23. recruitment;
  24. organization of functions, seminars, and contests and communications with you on the same;
  25. ensuring compliance with applicable foreign and domestic laws and regulations, codes of practice and/ or guidelines including disclosure to any stock exchange and any applicable treaty or agreement applicable to us;
  26. attending to regulatory or audit enquiries;
  27. assisting in regulatory investigations or law enforcement;
  28. complying with AWG’s group policies and procedures
  29. and any other purposes directly relating to the administering and/or managing your relationship, account and/or policy(ies) with us.

Disclosure of Personal Data

Where necessary, we may, for the purposes set out above and such other purposes as we may have advised you, disclose the Personal Data to the following, whether in Singapore or overseas:

  1. corporations within the AWG;
  2. prospective or actual business partners, investors, assignees or transferees;
  3. our financial adviser representatives;
  4. financial advisers, agents , or affinity partners who distribute or promote our products;
  5. agents, contractors or third party service providers we have engaged in connection with insurance underwriting and/ or claims, including medical practitioners, hospitals, clinics, surveyors, loss adjusters, private investigators, motor workshops, and legal advisers;
  6. agents, contractors or third party service providers we have engaged to provide such services as marketing and research, communications, telecommunications, telemarketing, customer servicing, information technology, data entry or processing, printing, dispatch, mail distribution, payment, training, data storage or archival, disaster recovery and business continuity;
  7. banks, CPF agent banks, credit card companies and their respective service providers;
  8. our insurers;
  9. our professional advisers, including auditors and legal advisers;
  10. Credit Bureau (Singapore);
  11. debt collection agencies;
  12. the owner of any policy of insurance through us where you are a named insured, trustee, assignee, dependents or beneficiary or where you are an employee, your employer who has a group insurance policy through us;
  13. your family, relatives, appointed administrator(s) or executor(s) of your estate or affairs and their professional advisers;
  14. insurance industry associations, including the Life Insurance Association Singapore and the General Insurance Association Singapore;
  15. foreign or domestic regulators or law enforcement agencies, including the Police, Corrupt Practices Investigation Bureau, Singapore Customs, Monetary Authority of Singapore, Central Provident Fund Board , Inland Revenue Authority of Singapore, Land Transport Authority, Ministry of Manpower and Ministry of Health;
  16. any party to a dispute before (and including) a court of law, tribunal, arbitrator or dispute resolution center such as the Financial Industry Disputes Resolution Centre;
  17. any party you authorize us to disclose the Personal Data to; and
  18. any fund managers, custodians, clearing houses and brokers etc.

Withdrawal of Consent, Access and Correction of Personal Data

Should you wish to:

  1. make any enquiries relating to our collection, use, or disclosure of the Personal Data, or
  2. obtain access to your personal data held by us for the preceding 12 months, or
  3. make any correction to such Personal Data, or
  4. withdraw any consent that you have previously given to us in relation to your personal data,
  5. Please contact us at
    Please note that:
  6. any request for access to your personal data may be subject to a fee;
  7. any withdrawals of consents are subject to there being no legal or contractual restrictions preventing you from doing so; and
  8. the withdrawal of certain consents may result in our inability to continue to provide certain products or services or in the termination of a contract or contracts entered into with us, and we hereby reserve our rights in such event.


Should you wish to lodge complaint regarding treatment of your personal data please contact us at .

Data Protection Officer

Data Protection Officer
Phone Customer Care: 6223 4188

AWG: Covid19 Announcement

Dear Valuable Clients and Partners, 

Following the suspension of activities at workplace premises under the elevated safe distancing measures announced by the Ministry of Health (MOH) on 3rd April 2020, we would like to announce the following changes to our work so as to continue our service to our customers. 

AWG Insurance Brokers is a key member of the financial service industry and we are exempted from the suspension. We will continue to provide services to our customers, but with the following measures and changes. 

Closure of Office to walk-in Customers. 
We will no longer allow walk-in submission of documents. The office will not be opened to the public and you will need to submit any Original Documents to our Letter Box placed at our office. If Original is not required, we will encourage sending via email. This is to reduce human contacts and reducing the risk of infection. 

Working from home
Our staff and management will be taking turns to work at home. We will have a reduced workforce during this period. Many insurance companies also have their staff working from home. You may still contact your servicer at the DID in their email. 

Premium Payment

We will not be able to receive cash payment from customer and all payment is to be made via Paynow with UEN No : 199002234G, QR Code (reflected on our debit note) and Cheques. Please indicate the policy/policies number that you pay and email to for any funds transfer 

MAS has also announced recently on the availability of premium installment. We have not gotten any update from insurers as of today and will update you soonest once we have any information.  

Claim function is probably the most important part of our existence. We continue to assist and advise you on any claims matter. For claims payment, we would advise that you opt for direct fund transfer to your designated account number if the option is available. 

We apologize if there is any inconvenience caused and wish you good health amidst this difficult time.