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  >  Corporate Insurance   >  2020年WIC保险的变更,以及其含义





  1. 赔偿和医疗费用限额的变化
  2. 扩大非体力劳动者的强制性保险范围
  3. 补偿包括轻型职务
  4. 所有与工作有关的病假或轻型职务的强制性报告

*死亡和永久伤残的赔偿 各增加大概10巴仙。

*     医疗费用最高限额增加 25%




  • 只有经人力部批准的保险公司才可以签发WIC保险
  • 必须报告所有员工的病假,或当他们被分配到轻型职务时。
  • 因工伤而轻岗的员工将根据其月平均收入(AME)补偿其收入损失。
  • 为了加快和简化各方的赔偿程序,雇主的WIC保险将作为索赔的默认保单。接下来,雇主的WIC保险公司将处理这些索赔(无论是死亡、暂时或永久丧失工作能力的索赔),如果发现是第三方造成伤害的原因,您的保险公司则会向他们寻求损害赔偿。
  • 保险公司和人力部之间将有一个共享的门户网站,分享所有客户过去的索赔记录,这可能导致比以前更高的保费差异。



  • 员工的工作范围和职业
  • 索赔经验(如有)
  • 以前提交的工资单,在年底计算
  • 预计保费增长约50-300%。例如:








在AWG保险经纪公司,我们致力于继续您的旅途。让我们协助您审查现有政策,并指导您进行下一步。欢迎留言,或致电6294 6688寻求帮助!

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AWG: Covid19 Announcement

Dear Valuable Clients and Partners, 

Following the suspension of activities at workplace premises under the elevated safe distancing measures announced by the Ministry of Health (MOH) on 3rd April 2020, we would like to announce the following changes to our work so as to continue our service to our customers. 

AWG Insurance Brokers is a key member of the financial service industry and we are exempted from the suspension. We will continue to provide services to our customers, but with the following measures and changes. 

Closure of Office to walk-in Customers. 
We will no longer allow walk-in submission of documents. The office will not be opened to the public and you will need to submit any Original Documents to our Letter Box placed at our office. If Original is not required, we will encourage sending via email. This is to reduce human contacts and reducing the risk of infection. 

Working from home
Our staff and management will be taking turns to work at home. We will have a reduced workforce during this period. Many insurance companies also have their staff working from home. You may still contact your servicer at the DID in their email. 

Premium Payment

We will not be able to receive cash payment from customer and all payment is to be made via Paynow with UEN No : 199002234G, QR Code (reflected on our debit note) and Cheques. Please indicate the policy/policies number that you pay and email to for any funds transfer 

MAS has also announced recently on the availability of premium installment. We have not gotten any update from insurers as of today and will update you soonest once we have any information.  

Claim function is probably the most important part of our existence. We continue to assist and advise you on any claims matter. For claims payment, we would advise that you opt for direct fund transfer to your designated account number if the option is available. 

We apologize if there is any inconvenience caused and wish you good health amidst this difficult time.